What is the minimum required insurance coverage for bodily injury per person in Maryland?

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In Maryland, the minimum required insurance coverage for bodily injury per person is set at $30,000. This requirement ensures that if a driver is found at fault in an accident, there are sufficient funds available to cover the medical expenses of another individual who is injured. Having this level of insurance protects both the insured driver and the other party, allowing for necessary medical care without incurring significant out-of-pocket costs.

The minimum coverage requirement is designed to provide a basic level of financial protection in the event of an accident, recognizing the potential for medical costs to quickly add up. Maryland mandates this amount to encourage responsible driving and to ensure that individuals are safeguarded against the severe financial implications of being involved in an accident. By maintaining at least this minimum coverage, drivers contribute to a safer driving environment and comply with state regulations.

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